Are you entitled to unemployment benefit? Learn about the conditions

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Unemployment benefit: What are the conditions and the amounts to receive.

Will you be entitled to receive unemployment benefits? This is a support provided to taxpayers by Social Security who have involuntarily lost their job. However, there are certain conditions to access this benefit.

What are the access conditions for unemployment benefits?

According to information from Social Security, you may be entitled to unemployment benefit if: 

• Reside in national territory;
• Lose job involuntarily;
• Have the ability and availability to work;
• Being registered at the local employment center for job search;  
• Having the required warranty period: 360 days of work on behalf of others with wage records in the 24 months prior to the date of unemployment.

What amount of unemployment benefit am I entitled to?  

The amount to be received as unemployment benefit will depend on the salary each taxpayer received in their job. In other words, the daily amount of the benefit corresponds to 65% of the household income, calculated on the basis of 30 days per month.

Considering that the reference remuneration (R/360) corresponds to the sum of the contributions declared to Social Security in the first 12 civil months of the last 14, counting from the month before the unemployment date, including holiday and Christmas bonuses, divided by 360.

However, only the amounts of holiday and Christmas subsidies that were due in the reference period are considered.

An involuntary loss of income can subject a family to a more unstable situation and financial distress. In order to achieve greater balance, if you have financial products, know that you can communicate with your bank and insurer, in order to renegotiate these contracts. To do so, speak with credit intermediaries and insurance brokers from Poupança no Minuto, we do not charge fees and we help you throughout all these processes!