No initial deposit: Move into your first home with peace of mind and confidence. Simulate now and make the dream of homeownership a reality.
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The young couple achieved their dream of homeownership, saving on the deposit without compromising their finances.
Simulate credit now
Bruno Miguel was looking for the best conditions for his first investment in Portugal, and the journey began with a quick credit simulation on our website.
Our team understood Bruno's needs and goals and offered a personalised solution to meet his expectations and help make his dream a reality.
We then negotiated with several banks to secure the best credit proposal and managed the entire process through to the deed signing.
Forget the initial deposit. Our focus is simple: Help young people achieve homeownership without stress. Because what matters most is your future.
Simulate in one minuteEverything you need to know to build your knowledge before taking the first step towards a new housing credit
eBook on housing credit
If you're thinking of buying a home, this complete guide on housing credit is for you.
Mortgage Credit
Default on mortgage: Consequences and solutions.
Learn what happens if you default on your home loan, and how to resolve it.
Mortgage Credit
Mortgage credit: Fixed, mixed, or variable interest rate?
The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly...
Mortgage Credit
Guide to 100% financing for youth.
100% financing for young people has generated great interest among those who want to buy a house without savin...
Mortgage Credit
Finanças a dois: organizar o orçamento para comprar casa
Comprar casa em casal é um objetivo comum, mas nem sempre existe uma estratégia financeira partilhada. Quando...
Mortgage Credit
Vai ser mais difícil comprar casa? Banco de Portugal reduz taxa de esforço para 45%
O limite máximo da taxa de esforço, tecnicamente conhecido como DSTI (Debt Service-to-Income), foi reduzido de...
Mortgage Credit
Hipoteca Familiar: Como a ajuda dos pais pode viabilizar o crédito habitação
Comprar a primeira casa é um passo importante, mas também um dos mais difíceis de concretizar. Com os preços d...
Mortgage Credit
Home renovation loan: Invest in the transformation of your house.
Renovating your home can be an important step to increase the comfort and value of your property. With housing...
Mortgage Credit
How does the IRS impact the financial ability to request credit?
The income declared in the IRS influences the approval and conditions of your credit. Learn how to optimize yo...
Mortgage Credit
Mortgage Credit: 3 errors that delay approval.
Buying a house is one of life's biggest financial commitments. When you finally find the right property, it's...
Mortgage Credit
Moradia ou apartamento: Como decidir a melhor compra ajustada ao seu orçamento
Comprar casa é uma das decisões financeiras mais importantes da vida, e o dilema “moradia ou apartamento” cont...
Mortgage Credit
How does the housing credit transfer work?
Are you dissatisfied with your current home loan? Tried to renegotiate the contract terms without success? Und...
Mortgage Credit
At what age can you get a loan?
Do you know the minimum age to apply for credit? And the maximum age? Find out right away.
Mortgage Credit
How can I lower the installment of my home loan credit?
Housing credit: what measures can reduce the monthly amount to pay?
Mortgage Credit
Explaining the Euribor: Find out everything about this benchmark.
Has Euribor been your worst nightmare? If you have a housing loan with a variable rate, this rate has been the...
Mortgage Credit
Houses appreciated in 2023
The price of houses throughout 2023 has been rising, especially in 17 district capitals. But by how much has i...
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