O limite máximo da taxa de esforço, tecnicamente conhecido como DSTI (Debt Service-to-Income), foi reduzido de 50% para 45%. Na prática, as regras para aceder ao crédito habitação estão mais apertadas e a capacidade de endividamento das famílias fica mais limitada.
5 min
Understand everything about the two taxes to be paid when buying a house.
5 min
3 min
5 min
2 min
Want to save on credits and insurance?
Subscribe to our newsletter and never miss any content. Learn how to have a healthier financial life.
2 min
4 min
Want to save on credits and insurance?
Subscribe to our newsletter and never miss any content. Learn how to have a healthier financial life.
Learn what happens if you default on your home loan, and how to resolve it.
17 jun 2026 • 4 min
Learn these tips so you don't get "lost" in shopping during this sales season.
16 jun 2026 • 2 min
Discover everything you should consider when hiring a personal loan.
15 jun 2026 • 2 min
The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose b...
12 jun 2026 • 6 min
Learn what happens if you default on your home loan, and how to resolve it.
4 min
The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly...
6 min
Discover everything you should consider when hiring a personal loan.
2 min
Credit card is one of the most practical financial tools in everyday life, but also one of the most dangerous....
2 min
O seguro do condomínio e o seguro multirriscos do proprietário geram muitas dúvidas e, na maioria das vezes, s...
3 min
If you are applying for a home loan and came across the requirement to take out life insurance, know that this...
3 min
Mortgage Credit
Default on mortgage: Consequences and solutions.
Learn what happens if you default on your home loan, and how to resolve it.
Savings
The sales have started! Tips for conscious shopping.
Learn these tips so you don't get "lost" in shopping during this sales season.
Personal Credit
Personal credit: Know everything to make the right choice.
Discover everything you should consider when hiring a personal loan.
Mortgage Credit
Mortgage credit: Fixed, mixed, or variable interest rate?
The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly...
Mortgage Credit
Guide to 100% financing for youth.
100% financing for young people has generated great interest among those who want to buy a house without savin...
Savings
Summer festivals: How much does it really cost to attend a festival?
Festivals are the biggest temptation of summer. But tickets, transportation, food, and drinks can turn a weeke...
Savings
What changes with Salary Transparency?
Salary transparency is gaining ground in the job market. For workers, this means less inequality and more powe...
Real estate
Hidden costs when buying a house: Expenses many forget.
Many people calculate the down payment and installment, but forget essential expenses before the deed. These h...
Savings
FIFA World Cup: How to enjoy games without doubling expenses.
The World Cup usually brings more gatherings and expenses. Between dinners, snacks, and extra subscriptions, t...
Real estate
New service: Immediate issuance of property certificate online.
Having quick access to information about a property can make a difference before buying it. That is why the pe...
Savings
IMT and Stamp Duty: Understand the two taxes associated with buying a house.
Understand everything about the two taxes to be paid when buying a house.
Mortgage Credit
Finanças a dois: organizar o orçamento para comprar casa
Comprar casa em casal é um objetivo comum, mas nem sempre existe uma estratégia financeira partilhada. Quando...
Personal Credit
Credit card: when it stops being useful and starts to weigh heavily on the family budget.
Credit card is one of the most practical financial tools in everyday life, but also one of the most dangerous....
Savings
Negociar salário: Como preparar e pedir um aumento à empresa
Pedir um aumento de salário exige mais do que coragem. Depende de preparação, de ler bem o contexto e da capac...
Personal Credit
Emergency fund or personal credit: which is the best option for unexpected events?
When an unexpected expense arises, such as a car breakdown, a medical bill, or an urgent home repair, it is no...
Talk to an agent now
Want to know more? Talk to one of our agents to clarify any doubts and discover the perfect solution for you.
Call to national landline | Monday to Friday, 9am to 7pm.