5 tips for buying (and saving) on sales

Need to save money in other ways? Find out what a credit intermediary/insurance mediator can do for your instalments. But first, check out the tips related to balances.

Open the closet and see what is missing.

The first thing you should do to prepare for sales is analyze what you have and what you will need in the coming times.  

So, open your closet, organize it if necessary, so that everything is at your disposal and you can evaluate the items you need.  

For example, if you realize that you are missing scarves, or basic sweaters, make a note. But understand which pieces you need first and then the ones you would like to have, but can be put on hold.

List and budget, so as not to exceed  

After identifying the needs and preferences of parts, it's time to write down and prioritize what you are looking for.

Create a list with the various pieces and, finally, set a maximum budget of the total amount you are willing (and able) to spend.  

Therefore, you can be more rigorous and objective when it comes to shopping, without buying anything unnecessary or spending in excess.

Bring your own bag

Currently, in any store or supermarket you go, you have to pay to be able to take your purchases in a bag from the establishment.

So, in order to save, even if it's just a few cents (which can have an impact in the long run), bring your own bag from home when shopping during sales.

Buy, for example, a tote bag and carry it with you at all times, so you can avoid having to spend money every time you need to transport purchases.

Go at times with less confusion.

So that you can see everything calmly, find what you are looking for and the necessary sizes, go shopping at less busy times.

This means that since balances occur during the post-Christmas period, when people are exchanging and returning gifts, it may be more difficult to find what you want.  

So, take advantage of less busy days (weekdays) and calmer hours, like early in the morning, at the opening of the stores.

In online shopping, use virtual cards.

In order to make secure online purchases and not be defrauded or fall victim to fraud, you should be careful with the payment method.

To avoid entering your credit card data online, you can generate virtual cards through the Mbway app.

This is a more intuitive way to shop digitally, without being able to access your original banking data.

These are our 5 tips for you to buy, and save, in the sales this year! If you want to save with your credit cards and/or insurance, you can talk to us to show you how to lower the value of your monthly payments. Contact Poupança no Minuto to learn more about your options.